Everything you need. Nothing you don't.
Private-beta feature catalog. Tax computation is local by default; current output is a draft worksheet, not a fileable return.
Free Tier
Simple W-2 federal returns. No license key planned.
W-2 income
Import your W-2 manually or via OCR drag-and-drop. Wages, withholding, state tax.
Single + MFJ
Single and Married Filing Jointly filing statuses. Full standard deduction calculations.
Standard deduction
Automatic TY2025 standard deduction by filing status. Phase-outs calculated.
Draft 1040 worksheet
Generate a draft Form 1040 worksheet for review. Not a fileable return — verify with your preparer before filing.
Local by default
Tax computation and workspace files stay local. Optional Groq AI sends chat text and summarized tax context only when you enable it.
Complete Tier — $129
Full federal + crypto + 1099s. 1 state planned when available.
All 4 filing statuses
Single, MFJ, MFS, Head of Household. Correct standard deductions and credits for each.
All 1099 forms
1099-INT, 1099-DIV, 1099-B, 1099-R, 1099-MISC, 1099-NEC, SSA-1099, 1099-G. All handled.
Schedule A itemized deductions
Medical, state taxes (SALT cap), mortgage interest, charitable contributions. Toggle vs. standard.
Schedules B, D + Form 8949
Interest/dividends and capital gains. Short and long-term lots.
Crypto tax
Import CSV from Coinbase, Kraken, Binance, Gemini. Automatic FIFO cost basis. Wash-sale detection.
CTC + EITC
Child Tax Credit and Earned Income Tax Credit with full phase-out calculations.
Draft worksheet packet
Review-oriented output only. It is not an official IRS form, print-ready filing packet, or fileable return.
1 state planned
State availability is not yet established. Planned extra-state price: $19.
Pro Tier — $229
Self-employed + Schedule C/E/F + year-round planning. 3 states planned when available.
Schedule C
Self-employed / 1099-NEC income, expense categorization, business-use-of-home, vehicle/mileage.
Schedule E
Rental and royalty income with depreciation schedules and passive-activity loss tracking.
Schedule F
Farm income, livestock, crop sales, and farm expense categorization.
Self-employment tax + quarterly estimates
SE tax (Schedule SE), quarterly 1040-ES estimate calculator, withholding optimizer.
3 states planned
State availability is not yet established. Planned extra-state price: $19.
Priority support
Direct email support with faster response times.
Elite Tier — $399
Investor / multi-business / family office. 5 states and a review credit are planned, not currently available.
RSU / ISO / ESPP / AMT
Equity comp planning: RSU vest timing, ISO exercise + AMT calculation, ESPP qualified vs disqualified dispositions.
K-1 workflows
Partnership (1065) and S-corp (1120-S) passthrough K-1 import and allocation.
Multi-business Schedule C
Run multiple side businesses as separate Schedule C entities under one return.
Multi-taxpayer file
Prepare returns for your spouse and dependents in one project file (no separate license needed).
Multi-year what-if
Project 2-5 years forward: Roth conversion ladders, loss-harvesting plans, retirement-bracket modeling.
Audit-response packet
Generate an IRS-correspondence-ready packet with provenance + worksheet detail if you get a CP2000 or audit letter.
5 states planned
State availability is not yet established. Planned extra-state price: $19.
Planned review credit ($149)
No CPA-review partner workflow is currently offered. This remains a planned tier benefit.
Privacy — the non-negotiable
Tax computation and workspace files stay local by default, with no product telemetry. Ollama is restricted to loopback on your computer. If you explicitly enable Groq, the text you enter and a summarized tax context are sent to Groq's fixed HTTPS endpoint. Custom remote AI endpoints are currently disabled.
Full Privacy PolicyAirGapTax is tax computation software, not tax advice. All outputs are drafts. Verify everything before filing. Terms of Service