Free Tier

For simple returns. No license key required.

📄

W-2 income

Import your W-2 manually or via OCR drag-and-drop. Wages, withholding, state tax.

👥

Single + MFJ

Single and Married Filing Jointly filing statuses. Full standard deduction calculations.

📋

Standard deduction

Automatic 2025 standard deduction by filing status. Phase-outs calculated.

🖨️

Print-ready 1040 packet

Generate a draft Form 1040 packet for review, signing, and mailing.

🔒

100% local

No network calls. No telemetry. Runs offline. Your data never leaves your Mac.

Complete Tier — $129

Full federal coverage including crypto and all 1099s. 1 state included.

📑

All 4 filing statuses

Single, MFJ, MFS, Head of Household. Correct standard deductions and credits for each.

💵

All 1099 forms

1099-INT, 1099-DIV, 1099-B, 1099-R, 1099-MISC, 1099-NEC, SSA-1099, 1099-G. All handled.

📊

Schedule A itemized deductions

Medical, state taxes (SALT cap), mortgage interest, charitable contributions. Toggle vs. standard.

📈

Schedules B, D + Form 8949

Interest/dividends and capital gains. Short and long-term lots.

Crypto tax

Import CSV from Coinbase, Kraken, Binance, Gemini. Automatic FIFO cost basis. Wash-sale detection.

💰

CTC + EITC

Child Tax Credit and Earned Income Tax Credit with full phase-out calculations.

📤

Mail packet + XML export

IRS-ready paper packet (print + sign + mail) plus draft XML for authorized e-file providers.

🗺️

1 state included

Pick your home state — shipped in waves throughout 2026. Extra states $19 each.

Pro Tier — $229

Everything in Complete + self-employed, Schedule C/E/F, and year-round planning. 3 states included.

🧰

Schedule C

Self-employed / 1099-NEC income, expense categorization, business-use-of-home, vehicle/mileage.

🏠

Schedule E

Rental and royalty income with depreciation schedules and passive-activity loss tracking.

🌾

Schedule F

Farm income, livestock, crop sales, and farm expense categorization.

📆

Self-employment tax + quarterly estimates

SE tax (Schedule SE), quarterly 1040-ES estimate calculator, withholding optimizer.

🗺️

3 states included

Pick any 3 — shipped in waves throughout 2026. Extra states $19 each.

Priority support

Direct email support with faster response times.

Elite Tier — $399

For investors, multi-business owners, and family-office setups. 5 states included + $149 CPA review credit.

📈

RSU / ISO / ESPP / AMT

Equity comp planning: RSU vest timing, ISO exercise + AMT calculation, ESPP qualified vs disqualified dispositions.

🤝

K-1 workflows

Partnership (1065) and S-corp (1120-S) passthrough K-1 import and allocation.

🏢

Multi-business Schedule C

Run multiple side businesses as separate Schedule C entities under one return.

👨‍👩‍👧

Multi-taxpayer file

Prepare returns for your spouse and dependents in one project file (no separate license needed).

🔮

Multi-year what-if

Project 2-5 years forward: Roth conversion ladders, loss-harvesting plans, retirement-bracket modeling.

🛡️

Audit-response packet

Generate an IRS-correspondence-ready packet with provenance + worksheet detail if you get a CP2000 or audit letter.

🗺️

5 states included

Pick any 5 — shipped in waves throughout 2026. Extra states $19 each.

👤

CPA review credit ($149)

Independent licensed-CPA review included free. Optional in lower tiers — included in Elite.

Privacy — the non-negotiable

Zero telemetry. All tax computation runs locally — no network calls. Your SSN, income, deductions, and every other piece of tax data lives on your device. We designed it that way from day one. An optional local AI assistant is on the roadmap for the 2026 tax-year filing season (Jan 2027) — strictly opt-in, runs on 127.0.0.1, never enabled by default.

Full Privacy Policy

AirGapTax is tax computation software, not tax advice. All outputs are drafts. Verify everything before filing. Terms of Service